Funding deals right now

Your Deal.
Funded.
In Days, Not Months.

Fast, creative capital for real estate investors. Close in days, not months. Up to $25M per deal. 90% combined LTV. Bridge, construction, preferred equity, and custom structures nationwide.

94%
Approval Rate
7-14
Day Avg Close
$25M
Max Deal Size
Live Deal, Approved Funded
Property Type Mixed-Use, Manhattan
Loan Amount $8,200,000
Combined LTV 82%
Structure Bridge to Perm
Time to Close 12 Days
Projected IRR 34%
Licensed Nationwide
Direct Lender Access
NYC Headquartered
$750M+ Capital Deployed
94% Approval Rate

Financing for Every Strategy

Seven product lines. One point of contact. Whether you need speed, leverage, or creative structuring, we have the capital solution.

Bridge Loans

Rapid acquisition capital

Short-term financing for acquisitions, renovations, and repositioning. Ideal when speed is critical.

Max LTV
80%
Close Time
7-14 Days

Construction

Ground-up development

Full-scope development financing for commercial construction projects of any scale.

Max LTC
75%
Max Size
$25M

Preferred Equity

Maximize leverage

Bespoke capital stack solutions that let you close deals with less equity out of pocket.

Combined LTV
Up to 90%
Structure
Bespoke

Permanent Debt

Long-term stability

Stabilized asset refinancing with competitive rates for long-term portfolio building.

Max LTV
75%
Term
5-30 Years

SBA 504 Loans

Owner-occupied CRE

Government-backed loans for owner-occupied commercial properties with below-market rates.

Max LTV
90%
Rates
Below Market

DSCR Rental Loans

Income-based qualifying

Qualify based on property cash flow, not personal income. Perfect for portfolio investors.

Max LTV
80%
Qualifying
Cash Flow

Bridge to Perm

Seamless transition

Combined bridge and permanent financing in one package. Stabilize, then lock in long-term rates.

Max LTV
85%
Structure
Hybrid
$750M+
Capital Deployed
94%
Approval Rate
7-14
Day Closings
500+
Deals Closed

Why Investors Choose Us

Speed, creative structuring, direct access to a principal, and the ability to finance virtually any commercial property type set us apart.

Closing Speed

Lizzy Loans 7 to 14 Days
Traditional 45 to 90 Days

Deal Creativity

Lizzy Loans Custom Structures
Traditional Rigid Templates

Principal Access

Lizzy Loans Direct to Elizabeth
Traditional Call Centers

LTV Flexibility

Lizzy Loans Up to 90% Combined LTV
Traditional Max 65 to 70%

Property Types

Lizzy Loans All Commercial CRE
Traditional Limited Classes

Approval Rate

Lizzy Loans 94%
Traditional Around 60%

From Application to Funding

01

Initial Consultation

Share your deal details with Elizabeth. We'll evaluate your project and outline the best capital strategy within 24 hours.

02

Custom Structuring

We craft a bespoke financing solution: bridge, preferred equity, SBA, or hybrid capital stack tailored to your deal.

03

Rapid Execution

Direct lender relationships mean no red tape. Close in as few as 7 days with certainty of funding.

04

Ongoing Partnership

We stay invested in your portfolio growth. Repeat clients get priority terms and first access to new products.

Meet Elizabeth

Experienced commercial real estate financing professional. Direct lender access. NYC-based, nationwide reach.

Direct access. Fast decisions. Creative capital.

Elizabeth Persaud is the founder and principal of Lizzy Loans. NMLS licensed and headquartered in New York City, she has deployed hundreds of millions in capital across bridge, construction, preferred equity, SBA 504, and DSCR rental loans nationwide.

Every deal runs through Elizabeth personally. No loan officers. No call centers. No committee gatekeepers. You get a direct line to the person who actually structures the capital and closes the deal.

Real Deals. Real Results.

Not hypotheticals. Not projections. Closed deals with real returns.

Bridge to Perm

Mixed-Use Repositioning

Chicago, IL
Deal Size
$8.2M
Combined LTV
82%
IRR
34%
Closed In
12 Days
"Elizabeth found a creative bridge-to-perm structure when every bank said our mixed-use deal was too complex. Closed in 12 days." Michael Torres, Real Estate Developer, Chicago, IL
Preferred Equity

Multifamily Acquisition

Dallas, TX
Deal Size
$15M
Combined LTV
90%
IRR
28%
Closed In
9 Days
"The preferred equity structure let us close on a $15M multifamily without additional equity. Game-changing creativity." Rachel & James Patterson, Investment Partners, Dallas, TX
SBA 504 + Bridge

Medical Office Acquisition

Seattle, WA
Deal Size
$3.4M
Combined LTV
90%
IRR
22%
Closed In
14 Days
"First commercial deal and Elizabeth structured an SBA 504 with a bridge component I didn't know existed. True expert." David Chen, Physician & Investor, Seattle, WA

Get Pre-Qualified in Minutes

Run the numbers on your next commercial deal. Enter your loan details to see estimated monthly payments instantly.

  • No credit check required
  • Instant estimated payments
  • Custom structure recommendations
  • Response from Elizabeth within 24hrs

Quick Deal Calculator

Estimated Monthly Payment
$22,396
Get Your Custom Terms

Tell Us About
Your Deal.

Tell us about your deal. Elizabeth reviews every submission personally. Most responses within 24 hours.

  • Reviewed by Elizabeth directly
  • Response within 24 hours
  • Term sheets issued in 48 hours
  • Your submission is confidential

* Required fields

By submitting, you agree to be contacted by Elizabeth about your deal. Your information is confidential.

Questions About Commercial Lending?

Get answers about deal structures, timelines, and our creative financing solutions.

7 to 14 days on most deals. Our fastest close was 5 business days on a $4M bridge loan in Brooklyn. We pre-underwrite while others are still scheduling committee meetings. Speed is our entire identity. If you need to close fast to win a deal, we're built for that.
$500K to $25M per deal. Most of our volume is in the $1M to $10M range. For larger deals, we build custom capital stacks using senior debt + preferred equity + mezzanine to maximize your leverage. No deal is too complex.
All commercial real estate: multifamily, mixed-use, retail, office, industrial, medical, hospitality, self-storage, and special purpose. If it's commercial and it cash flows (or will cash flow), we can structure financing for it.
No. We're asset-based lenders. We focus on the deal, the property, and the cash flow, not your personal credit score. Our DSCR loans qualify entirely on property income. Even our bridge and construction products weight the deal much heavier than the borrower. Talk to Elizabeth about your situation.
Banks have committees, red tape, and 45-90 day timelines. We have Elizabeth. You talk directly to the principal, no loan officers, no call centers, no runaround. We close in days, offer up to 90% combined LTV, and build custom structures that banks literally cannot create. We're faster, more creative, and we actually answer the phone.
Yes. We're headquartered in New York City and fund deals in all 50 states. Our sweet spot is the major metros: NYC, Chicago, Dallas, Miami, LA, Atlanta, and we've closed deals in 30+ states. If the deal makes sense, we fund it.

Latest From Our Team

Daily analysis, investor education, and deal breakdowns from Elizabeth.

Let's Fund Your Next Deal

Connect with our capital advisory team and discover financing solutions tailored to your commercial investment goals.

Get Pre-Qualified Call Now

New York HQ · Lending Nationwide